At the UK Loan Company, we'll search from our carefully selected panel of lenders to provide you with some of the most competitive rates of interest available.

Giving you more borrowing power.
While we will allow you to borrow up to 125% of the property value, with a typical bank loan you are not usually able to borrow more than 95% of the value of your property. This means that a UK Loan Company Personal Loan can give you considerably more borrowing power, as demonstrated in the example below.


UK Loan Company Loan
Typical Bank Loan
Your Property Value
£100,000
£100,000
Maximum Borrowing
125%
95%
Maximum Borrowing Limit
£125,000
£95,000
Less: existing mortgage
£80,000
£80,000
Maximum Loan Available
£45,000
£15,000
Your Extra Borrowing Power
7.7%
£257.28

There are many reasons why you may want to take out a UK Loan Company Personal Loan. If you have negative equity, for example, you are probably not looking to move home but could enjoy the benefits of some home improvements like a new kitchen or bathroom or even a loft conversion. Or it may be that you are looking to consolidate all your debts into one straightforward affordable loan

To apply simply apply online